DEAR VISITOR, WE WOULD LIKE TO INFORM YOU REGARDING THE PERSONAL DATA PROTECTION LAW FOR PROCESSING YOUR PERSONAL DATA WITHIN THE SCOPE OF VISITING OUR WEBSITE:

As per the provisions of the Personal Data Protection Law (“PDPL”) with Law no. 6698, any information which enables to determine your identity or make your identification ascertainable and is processed by QNB FAKTORİNG A.Ş. (“QNB Faktoring”) acting as Data Controller as you visit our website shall be considered as personal data.

As QNB Faktoring, we would like to inform you that we carry out our operations by giving priority to security of your personal data in all products and services provided to you and by taking utmost care to security of your personal data; we take measures of highest level to protect integrity and accuracy of your personal data; and we make sure that all organizations from which we receive support or outsource services and/or with which we have business partnership comply with our standards set forth for information security and privacy.

The objective of this Cookie Policy document is to provide information to you about processing your personal data collected through the cookies of our website which are placed into your device, and also regarding types of cookies, their purposes and how to manage use of these cookies.

Our company uses Cookies on its website in order to offer the bestf factoring experience possible to you.. The cookies used on almost every website in the virtual world can be explained as small electronic identification files which are stored on your device when you visit our website and contain information. Since web browsers are automatically defined as pre-acceptance, these files help to remember information such as language, settings, etc. of your device related to your visit. Thus, when you revisit the website, your device is recognized and the website becomes more functional for you. Besides, the cookies help to improve website performance by analyzing the website.

Cookies According to the Duration:

o Session cookies are used for the continuity of the session and deleted automatically when the web browser is closed.
o Persistent cookies are not deleted when the web browser is closed and they are deleted automatically after a certain time.

Cookies According to the Party:

o First-party cookies are directly placed by the website visited by the user and read by only this website.
o Third-party cookies are placed and read by another domain other than the website visited by the user.

Cookies According to the Use Purposes:

o Necessary Cookies are used by our website to function properly and to provide an information society service (logging in, filling in forms and remembering privacy preferences) requested by you.
o Performance/Analytics Cookies enable to count the visitors to our website and measure traffic of the website. Since these cookies help us understand the frequency of visits to the pages on our website, they are used for measuring and optimizing the performance of our website.
o Advertising/Marketing Cookies are placed by our advertising partners via our website. These cookies are used for building your profile according to your interests by our business partners, showing relevant advertisements, measuring effectiveness of advertising campaigns and carrying out more effective marketing activities.
o Functionality Cookies are used for making our website more functional and ensuring the website to function effectively for the visitor by remembering visitor preferences.

1. Customer Transaction Information (transaction information, request details, etc.) shall be processed

• Based on the processing condition that data processing is mandatory for the establishment, exercise or protection of a right; Execution of contract processes, execution of service sales and after-sales processes,
• Based on the condition of processing Explicit Consent; receiving and evaluating suggestions for the improvement of business processes,
• Within the scope of the legal obligation of the data controller; Carrying out audit activities, ensuring the security of data controller operations and providing information to authorized persons, institutions and organizations,
• Provided that it does not harm the fundamental rights and freedoms of the person concerned, based on the condition that data processing is mandatory for the legitimate interests of QNB Factoring; Carrying out the activities of detecting and reporting suspicious transactions, carrying out the activities of ensuring business continuity will be processed for the purpose of processing.

2. Transaction Security Information (IP address information, website login-exit information, etc.)

• Based on the processing condition that data processing is mandatory for the establishment, exercise or protection of a right; Execution of information security processes, execution of access authorizations, execution of risk management processes,
• Based on the condition of processing Explicit Consent; receiving and evaluating suggestions for the improvement of business processes,
• Within the scope of the legal obligation of the data controller; Ensuring the security of data controller operations and informing authorized persons, institutions and organizations,
• Provided that it does not harm the fundamental rights and freedoms of the person concerned, based on the processing condition that data processing is mandatory for the legitimate interests of QNB Factoring; Carrying out the activities of detecting and reporting suspicious transactions, carrying out the activities of ensuring business continuity will be processed for the purpose of processing.

3. IP and session ID

• If you use Google services, analytical cookies will be processed by Google Inc. on the basis of your explicit consent in order to function functionally.

Your personal data, fully automatically, provided that it is electronically; In accordance with the Banking Law No. 5411, the Financial Leasing, Factoring, Financing and Savings Finance Law No. 6361 and other relevant legislation to which we are subject, it is collected through cookies due to your use of our Company's website.

The personal data you shared with QNB Faktoring shall be transferred to,

• Efilli from which we receive cookie management service with the aim of carrying out operations in compliance with the legislation,
• Authorized public institutions and organizations with the aim of carrying out operations in compliance with the legislation and if requested from the Company.

You can access to cookie management tool by clicking Efilli icon on our website and change your cookie preferences at your discretion. Please click “Save Settings” button after you click “Enable” or “Disable” button in the cookie management tool according to your preference. Please refresh the web page in order to activate the current settings.

You can also change your cookie preferences using “Settings” on your browser. Please follow the links below to go to cookie management settings according to the browser that you use:

• GoogleChrome: https://support.google.com/accounts/answer/61416?co=GENIE.Platform%3DDesktop&hl=tr
• Mozilla Firefox: https://support.mozilla.org/tr/kb/web-sayfalarinda-cerezler-engellenmis-engeli-kaldir
• Safari: https://help.apple.com/safari/mac/9.0/#/sfri40732
• Opera: https://help.opera.com/en/latest/web-preferences/
• Internet Explorer: https://support.microsoft.com/en-us/help/17442/windows-internet-explorer-delete-manage-cookies

As a personal data owner/data subject, your requests within the scope of the rights specified in Article 11 of the Law,

• You can submit it to our Company by applying in person with documents proving your identity in writing (identity card, driver's license, etc.),
• Through a secure electronic signature or an e-mail address previously notified and registered in our Company's system
• Our company qnbfaktoring@hs05.kep.tr to the KEP address
• kvkk_bilgi@qnbfaktoring.com.tr to the e-mail address
With regard to requests;
• Data Subject’s name, surname and signature if the request is made in written,
• TR ID number if the applicant is citizen of Republic of Turkey; citizenship, passport number or ID number, if any, of the applicant if a foreigner,
• Domicile or workplace address to send notifications,
• Electronic mail address, telephone and facsimile number to send notifications,
• The subject of the request must be stated; and related information and documents must be enclosed to the request. Requests shall be accepted after your identity is confirmed by our company and you shall be informed in written or via electronic media within the legal period.

In written requests, the date when the letter is submitted to our company shall be considered as the date of request. In the case of requests submitted in other methods, the date of receipt by company shall be taken as the request date.

Trade Registry No: 701192
Central Registration No: 0388-0617-3950-0022
Commercial Title: QNB Faktoring A.Ş.
Head Office Address: Esentepe Mahallesi, Büyükdere Caddesi, Kristal Kule Binası, No: 215 Floor: 21 Şişli/Istanbul,
Website: www.qnbfaktoring.com.tr
Phone: 0212 371 38 00