By accessing this area and/or any page of this website or our mobile application, you agree to be bound by the terms set forth below.

The following conditions are legally binding on users who want to visit the website, mobile site and mobile application. If you do not agree to these terms, you should not use this website, our mobile site and mobile application and the services provided through these areas.

Changes to the terms of use are made by updating this page. The terms amended by continuing to use our website, mobile site and mobile application are also deemed to have been accepted.

You can visit the website, mobile site and mobile application pages, get information about our products and services, read our corporate reports, and benefit from career opportunities and other value-added services.

None of the information or comments contained on our website, mobile sites and mobile application are an offer, invitation to buy/sell, or a recommendation or recommendation for any financial product. QNB Faktoring A.Ş. is not responsible for any damages or losses that may occur as a result of the decisions taken.

The information provided on the website, mobile site and mobile application is provided on an "as is" and "as available" basis. QNB Factoring does not guarantee the accuracy, adequacy and completeness of this information. Your use of the website, mobile site and mobile application is solely your responsibility.

QNB Factoring is not responsible for any direct or indirect damage or loss, including but not limited to any error, loss of performance, interruption, delay in information transmission, line and/or system failure or any virus that may be transmitted during the use of the website, mobile site and mobile application, even if prior notice is given.

No guarantee is given to ensure the continuity of the products and services offered on the website, mobile site and mobile application and to meet user needs. For this reason, QNB Factoring reserves the right to change, reduce, decreasereduce, renew or cancel any information, materials and content related to the products and services in question without notice.

Links to other persons or institutions / organizations can be given on the website, mobile site and mobile application. These links are for informational purposes only, and if accessed, the privacy and terms of use of the relevant sites apply.

Our company is not responsible for any loss or damage that may occur due to the use of the linked sites, the content and quality offered on these sites, the quality of service or links on third-party sites.

During your visit, the IP address that identifies your connection, your internet browser and the type of device you access, the time you spend on our site, the pages you access and the address of the referring site are recorded. These records do not allow to identify any visitor and are collected for statistical purposes and used to serve you better.

You can visit our mobile application without specifying your identity or entering any information. However, you may need to enter information in order to benefit from some of our services offered on the site. Your information obtained or processed in this way is protected in accordance with our confidentiality policy. Detailed information on the subject is available in our Confidentiality Policy.

You can make your factoring applications 24 hours a day, 7 days a week from anywhere in the world by using our web application offered through our website, mobile site and mobile applications or our QNB Factoring mobile application. In order to benefit from this service, you must request your password using your Turkish Tax number (TCKN/VKN)VKN and GSM number.

Factoring transactions made using our website, mobile site or mobile application are accepted and carried out as long as they are made with the correct password. You are required to protect your password and keep it confidential. QNB Factoring is not responsible for any damages or losses that may arise due to the use of your password by third parties.

In addition to the precautions we take, our customers are also required to take precautions on their own side in the use of the website, mobile site and mobile application.

When using our website, mobile site and mobile application, you must choose the right transaction and enter the information you will provide accurately and completely. You can get support by calling QNB Factoring (0212 371 38 00) for all your questions and problems related to the transactions carried out through these platforms.

All access and applications regarding the use of our services offered through our website, mobile site and mobile application are recorded, and audit trails are kept for the transactions and activities carried out.

All copyrights, registered trademarks, patents, intellectual and other property rights related to the information and materials other than the materials belonging to third parties contained in our website, mobile site and mobile application belong to QNB Faktoring.

The information, documents and documents contained in our website, mobile site and mobile application cannot be copied, reproduced, publicly displayed, applied, distributed or used for any public or commercial purpose, except for viewing in the online system.

Any person or organization may not use all or a part of this website, mobile site and mobile application on another site, link from another site, or frame and present the content on the QNB Factoring website through other sites without prior permission.

It is forbidden to violate or attempt to violate the security and terms of use of the website, mobile site and mobile application. Such violations can be brought to the judiciary, and civil and criminal action requests can be made.
The terms of use of the website, mobile site and mobile applications are governed by the laws of the Republic of Türkiye